Home Equity Loans and Mortgages
Real Estate Loans
PCU offers a variety of Real Estate Loan types. We’re sure to have one that will fit your needs. We have loans available for your primary residence, second home, or investment property. For questions or to apply, call a loan officer today.
Home Equity Options
Planning a remodeling project, paying for college, or need to access the equity in your home for debt consolidation? A Home Equity Loan is a great way to get the equity out of your home. We offer a range of Home Equity Loan options to finance your needs. It can even be used to pay off your existing 1st Mortgage.
Home Equity
- Fixed term up to 15-year amortization.
- Competitive interest rates
- Available on primary, secondary and investment properties
Home Equity Line of Credit (HELOC)
We'll help you "borrow smart" with our Home Equity Line Of Credit (HELOC) loan. With a HELOC loan you can use the equity in your home to meet your needs as they arise. Apply once and have access to a line of credit for up to 5 years, secured by your home, for whatever you need, whenever you need it. When you want to access your HELOC, it's as simple as going to your online banking account or calling any of our offices and asking them to transfer the advance into your PCU account.
- Term of 5 years
- Draw period of 20 years
- Competitive interest rates
- Available on primary, secondary and investment properties
- No Annual Fee
Call today for our low rates.
First Mortgages
Buying a new home or cabin, or maybe looking to refinance your existing mortgage? We offer a wide range of products.
Conventional Loans
We offer flexible term options, competitive interest rates and first time homebuyer options with low down payment.
Construction Loans
PCU offers construction loans on both home improvements and new construction. We have competitive rates and low closing costs.